Make loan application—(if applicable)
Provide lender required documents
Pay for appraisal
Order inspection(s) – (if applicable)
Secure homeowner’s insurance policy
Complete inspection response—(if applicable)
Provide title company with loan account numbers, social security #s and HOA contact information.
Request Power of Attorney if needed.
Respond promptly to request for information to clear title issues.
REAL ESTATE BROKERS
Order title policy and schedule closing
Follow-up with the Buyer and Seller (as appropriate) and be sure all necessary information needed is provided to the correct party.
Complete inspection and any other responses in a timely manner.
Communicate any issues.
Provide all fee information to the title company. (Home warranty, commissions, repair invoices, etc.).
Be sure your client is informed of date/time/location and any other last-minute details.
LENDER / REGIONAL LAND TITLE
Communicate any needs to the buyer/seller/real estate broker(s) and follow-up as necessary to complete all documentation.
Know closing date and work to meet CFPB requirements.
Prepare all necessary closing documents for final closing.
BUYER/SELLER – Bring VALID government issued ID. Any funds due of $10,000 or more must be sent via wire transfer.
Make appropriate plans and contact the title company directly for wiring instructions.
Double-check all account numbers and send the wire the day prior to closing to ensure receipt and avoid delay.
Please arrive promptly for your scheduled closing.